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You Can Afford to Stay Home With Your Kids: A Step-By-Step Guide for Converting Your Family from Two Incomes to One (You Can Afford to Stay Home With Your Kids)
Malia McCawley Wyckoff , and Mary Snyder Manufacturer: Career Press ProductGroup: Book Binding: Paperback Similar Items:
ASIN: 1564144089 |
Customer Reviews:
Very Helpful.......2006-06-26
Recommended in conjunction with Miserly Moms.......2004-02-25
1. The chapter on contingency plans. Yes, it's obvious that it's a good idea to have a backup-plan in case the working parent gets laid off, there's a large unexpected expense, etc. Nevertheless, I found it helpful to read the authors' experiences regarding such emergencies which happened in their families and to consider the various ideas and options presented. My own contingency plan was that I worked fifteen months longer than I wanted to and progressively worked up to putting my entire paycheck in savings; by the time I quit, we had enough money set aside to pay our living expenses for an entire year, if that became necessary.
2. The chapter on stay-at-home blues. I appreciated the authors' candor in describing the pros and cons of staying home. A humorous (but true) example they give is that you won't necessarily fall in love with cleaning the bathroom and once home, you may do it more often than you did before. Most importantly, they're honest about the feeling of isolation that can creep up on a stay-at-home parent and how one can deal with it.
3. They "tell it like it is". As they say, unless one of the parents' incomes is completely disposable, it is going to be necessary to make some sacrifices somewhere. Something will have to go in order to keep the family's financial boat afloat. My family experienced this period of adjustment while saving for our emergency fund; by the time I left work, we were already used to managing on one income and it wasn't so difficult.
I address the chapters on the "cons" of staying home specifically because if most people pick up a book like this in the first place, it's probably because they already want to be home with their child(ren). What they want to know is how to achieve that goal and what to expect along the way. I found this book a terrific primer on how to get off the fast track in the smoothest possible manner.
The reason I recommended this book in conjunction with Miserly Moms by Jonni McCoy is that I feel the latter book presents a larger share of nuts-and-bolts information on how to reduce expenses. Jonni McCoy once worked as a senior buyer for Apple Computers, among other firms, and you can see this real-world experience in how she analyzes and approaches the issue of frugality.
Great Advice for Moms Weighing the Stay At Home Option.......2002-08-16
Nothing new - save your money.......2002-03-01
Wonderful Book.......2001-12-29
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Weiss Ratings' Guide to Banks & Thrifts Spring 2000
Inc Weiss Ratings Manufacturer: Weiss Ratings Inc ProductGroup: Book Binding: Paperback ASIN: 188949979X |
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I Know I'm Not Alone: A Musician's Journey Through War And Occupation in Iraq, Palestine & Israel
Michael Franti Manufacturer: Mandala Media ProductGroup: Book Binding: Paperback Similar Items:
ASIN: 1932771859 |
Book Description
Equipped with his guitar, some video cameras, and a few friends, musician Michael Franti set off for Iraq, Palestine, and Israel to experience the human cost of war firsthand. With eloquence and wit, I KNOW I'M NOT ALONE takes us to three war zones to experience the horror, humanity, and resilience he witnessed. Like his documentary of the same name, his book offers a raw and intimate sense of travel, filled with the voices of everyday people living, creating, and surviving in the harsh conditions of war.
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How Did You Know What I Was Feeling?: "You're Not Alone"
Christopher D. Squire Manufacturer: 1st Books Library ProductGroup: Book Binding: Paperback ASIN: 1403378991 |
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I Am Not Alone
John J. Hogan Manufacturer: Mackinac Press ProductGroup: Book Binding: Paperback ASIN: B000OELPTW |
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I Am Not Alone
RG Deline Manufacturer: AuthorHouse ProductGroup: Book Binding: Hardcover ASIN: 1425917925 |
Book Description
MAGIC In life there are two options, fear or faith, you choose. To get where you can distinguish between the two, is your life. Choosing what is right for you over what is convenient for others, to stand for yourself, to not be pushed from the mountain, to represent your Father and say no to the world. To achieve peace in your heart and mind, to love with passion, to cry without regret, to laugh with joy, to explore, to taste, to be bold. To hold on with all your will and know that we are one with God. To challenge you with love and say, all that there is, is one. So that you may proudly proclaim, I am not alone. When I decided to write this book I dreamt it had 38 chapters. I did not know why until now. Three plus eight is eleven and in numerology, this is the number of the teacher. My personal number is eleven so I now know this book was to be. When I started to write I had decided to include a chapter on meditation and when I finished the book it did not. I did not number the chapters because I knew I would stop at thirty eight so I wrote as the spirit guided me and when the book was completed, I went through and numbered them all, a total of 37 chapters. It did not contain my chapter on meditation. I was so excited that this book has been guided by Gods hand. Thank you God.
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I Am Not Alone (Together In Christ: A Camping Resource for Seniors)
John Stevens Kerr Manufacturer: Lutheran Church in America ProductGroup: Book Binding: Paperback ASIN: B000MGXHEI |
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I Am Not Alone: From The Letters Of Combat Infantryman John J. Hogan, Killed At Okinawa
John Hogan Manufacturer: Kessinger Publishing, LLC ProductGroup: Book Binding: Paperback ASIN: 143251833X |
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I Came Not Alone
Jim Tarbell Manufacturer: Ridge Times Pr ProductGroup: Book Binding: Paperback ASIN: 0934203075 |
Customer Reviews:
Harbor No Illusions.......2000-07-26
Targill hammers home some difficult lessons of life in the developing world and the roles of governments and big business that keep masses of people poor and powerless. He tells his story quickly and to the point.
It's an important perspective, especially for those of us inclined to romanticize life. We can learn and act from a stronger base if we combine "street smarts" with heartfelt service. This reader urges those interested in international development not to back away from these lessons but incorporate them as practical knowledge.
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I'm not alone (Dimensions of personality)
Walter J Limbacher Manufacturer: G. A. Pflaum ProductGroup: Book Binding: Unknown Binding ASIN: B0006CUD2M |
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If I had not come;: Things taught by Christ alone,
Eugene Russell Hendrix Manufacturer: Smith & Lamar ProductGroup: Book Binding: Unknown Binding ASIN: B00087U13Q |
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It\'s Not My Fault I\'m in Bed Alone
Gloria Warren Manufacturer: Trafford Publishing ProductGroup: Book Binding: Paperback ASIN: 1553955250 Release Date: 2006-07-06 |
Product Description
A novel that deals with the challenges of heterosexual and alternative lifestyle relationships. It will improve your life mentally, emationally and sexually. It captures the essence of love, sex, intimacy, foreplay and sensuality in relationships. It gives couples insight on the do\'s and don\'ts in relationships and provides solutions for dealing with challenging relationships. Poetry,plays and short stories are expressed from the heart of true lovers.
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The Enlightenment's Fable: Bernard Mandeville and the Discovery of Society (Ideas in Context)
E. J. Hundert Manufacturer: Cambridge University Press ProductGroup: Book Binding: Hardcover ASIN: 0521460824 |
Book Description
The apprehension of society as an aggregation of self-interested individuals is a dominant modern concern, but one first systematically articulated during the Enlightenment. This book approaches this problem from the perspective of the challenge offered to inherited traditions of morality and social understanding by Bernard Mandeville, whose infamous paradoxical maxim "private vices, public benefits" profoundly disturbed his contemporaries, while his The Fable of the Bees had a decisive influence on David Hume, Jean-Jacques Rousseau, Adam Smith and Immanuel Kant. Professor Hundert examines the sources and strategies of Mandeville's science of human nature and the role of his ideas in shaping eighteenth century economic, social and moral theories.
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Enlightenment's Fable: Bernard Mandeville and the Discovery of Society. Ideas in Context, edited by Richard Rorty, J. B. Schneewind, and Quentin Skinner [31]
Manufacturer: Cambridge 1994. ProductGroup: Book Binding: Hardcover ASIN: B000IG0IR6 |
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Cost-Benefit Analysis for Public Sector Decision Makers
Diana Fuguitt , and Shanton J. Wilcox Manufacturer: Quorum Books ProductGroup: Book Binding: Hardcover Similar Items:
ASIN: 1567202225 |
Book Description
Fuguitt and Wilcox skillfully guide analysts, public sector managers, and students of decision-making through a full range of the essential steps to perform, interpret, and assess cost-benefit analysis. Their book shows how to grasp the principles of cost-benefit analysis and several related economic valuation methods, how to apply them in undertaking an objective analysis, and how to use the analysis as a decision-making tool across a wide range of fields and applications. An extensive knowledge of economic theory, calculus or advanced graphical analysis is not needed to understand the principles or techniques. Accessible to those who understand basic algebra and have a beginner's hold on statistics, the book also provides a bridge to the more advanced literature in economics and to other analyses used to perform sophisticated valuations. A unique, much-needed presentation of all that is required to gain an immediate, useful understanding of the topic. The authors explain basic economic concepts and show how they are relevant to understanding an analytical approach. They enumerate principles and detail such technical components as "with and without" analysis, discounting, decision criteria and uncertainty assessment. The book provides especially extensive coverage of the contingent valuation method along with market valuation, the travel cost and property value methods, human life valuation, and cost-effectiveness analysis. They explain empirical methods used to perform these valuation techniques and cover survey and regression analysis as well. Most importantly, Fuguitt and Wilcox treat the topic within its real-world context--as a decision-making tool to assess a particular policy's efficiency and to provide the decision maker with necessary information. Trade-offs between efficiency and other policy objectives are also addressed, as is the interdisciplinary setting within which cost-benefit analysis is interpreted, enabling readers to understand that policy advocates and adversaries bring their own values and competing interests to bear on any decision-making process.
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The Charitable Nonprofits: An Analysis of Institutional Dynamics and Characteristics (Jossey Bass Nonprofit & Public Management Series)
Thomas I. Nygren Manufacturer: Jossey-Bass ProductGroup: Book Binding: Hardcover ASIN: 0787900249 |
Book Description
Describes the world of charitable nonprofits; gives an overview of the trends in institutional populations; and examines the complex relationship of such factors as institutional type, age, size, and sources of revenue.
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A Comparative Analysis of School-Based Management in Central America (World Bank Working Papers)
Emanuela Di Gropello Manufacturer: World Bank Publications ProductGroup: Book Binding: Paperback ASIN: 0821365258 |
Download Description
"This paper provides a comparative analysis of school-based management reforms in four Central American countries (EDUCO in El Salvador, PRONADE in Guatemala, PROHECO in Honduras, and Centros Autonomos in Nicaragua). It starts by providing a characterization of the models and then reviews how they have expanded community participation and empowerment and school decisionmaking autonomy. It then continues by analyzing the impact of community and school empowerment on the teaching-learning process, including measures of teacher effort. The paper assesses the impact of the models on several educational outcomes, relating this impact with the teaching-learning environment and community empowerment. Finally, the paper attempts to explain the impact of the reforms by discussing how variations in reform design, country contexts and actors' assets can explain differences and similarities in result. The key conclusion of the paper is that school-based management models have led generally to greater community empowerment and teacher effort, resulting in: (a) a better use of the existing limited capacity of teachers and schools; (b) higher coverage in rural areas; (c) somewhat better student flows; and (d) learning outcomes at least as high as in traditional schools (while community-managed schools are generally established in the poorest and most isolated rural areas). A second set of key conclusions of the report is that the impact of community based schooling on student flows and learning outcomes could be greatly enhanced by a set of specific actions which largely aim at setting up the conditions for pedagogical improvement, improved management and empowerment at the local level, and sustainability of the models."
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Further Education, Government's Discourse Policy and Practice: Killing a Paradigm Softly
Sandy Cripps Manufacturer: Ashgate Publishing ProductGroup: Book Binding: Hardcover ASIN: 0754619001 |
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How to Say the Right Thing Every Time: Communicating Well With Students, Staff, Parents, and the Public
Robert D. Ramsey Manufacturer: Corwin Press ProductGroup: Book Binding: Hardcover Similar Items:
ASIN: 0761945008 |
Book Description
Stock up on straight-talk strategies that boost leadership skills and student performance!
Filled with time-tested techniques and relevant examples, this user-friendly guide empowers educators with the confidence and tools necessary to communicate effectively, efficiently, and honestly in all situations. The author uses clear-cut language, to-the-point insights, and pertinent advice—reflecting the many suggestions found within the book.
Key features include:
This engaging resource inspires and instructs practitioners to deliver audience-appropriate, meaningful messages to promote positive student interaction, as well as foster understanding and support from parents, peers, and the public.
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Investing in Education: Analysis of the 1999 World Education Indicators
Organization For Economic Cooperat OECD Manufacturer: Organization for Economic Cooperation & Devel ProductGroup: Book Binding: Paperback ASIN: 9264171835 |
Book Description
The 1990s have witnessed growing demand for learning throughout the world. Compelling incentives for individuals, economies and societies to raise education levels have driven increased participation in a widening range of learning activities by people of all ages, from the earliest years through later adulthood. Educational progress has, however, been uneven both across and within countries.This volume sheds light on the comparative performance of education systems, with an analysis that extends to the financial and human resources invested in education, how education and learning systems operate and evolve, and the returns to educational investment. The data presented allow countries to see themselves in the light of other countries' performance and to assess whether variations in educational experiences are unique or if they mirror differences observed elsewhere.
Countries covered include Argentina, Brazil, Chile, China, Egypt, India, Indonesia, Jordan, Malaysia, Paraguay, the Philippines, Uruguay, the Russian Federation, Sri Lanka, Thailand, Zimbabwe, and OECD countries.
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Management Analysis in Public Organizations: History, Concepts, and Techniques
Ray C. Oman , Stephen L Damours , Arthur T. Smith , and Andrew R. Uscher Manufacturer: Quorum Books ProductGroup: Book Binding: Hardcover ASIN: 0899304036 |
Book Description
As public organizations seek ways to provide better services and products at lower costs, they are turning more and more to management analysis (MA). This, the first comprehensive guide to the field, will help analysts, managers, and administrators understand how MA can improve output, productivity, and bottom line performance. This volume explains in detail the quantitative and qualitative approaches that management analysts employ in problem solving and enumerates MA's contributions to improving organization's decision making. It also makes clear that the relationship between the analyst and administrator is a collaborative one, and that to achieve excellence each must understand the other's methods of operation, viewpoints, and goals. Written by practicing management analysts with extensive experience who also teach MA, the book opens with a discussion of MA theory and its many applications, drawing on government regulations and the literature in the field as well as original research. The authors' discussion of the history and development of MA, including current trends, helps the reader understand the nature and direction of the field. The volume also treats the core areas of the practicing management analyst including organization structure, management studies, computers and automation, and productivity, as well as emerging specialities such as policy analysis, program evaluation, and rigorous analytical studies. Because of the growing market for management analysis in private and public sectors, one chapter is devoted to MA services provided by private firms. The realistic approach resulting from the authors' experiences as analysts is supplemented by original empirical research on the conduct and acceptance of studies and evaluations for management, as well as annotated and selected bibliographies. With its focus on the future of MA, the book will be useful not only to other analysts and their clients, but also to the students and teachers of public administration.
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Managing Risks in Public Organisations
Martin Fone , and Peter C. Young Manufacturer: Palgrave Macmillan ProductGroup: Book Binding: Paperback ASIN: 1899287760 Release Date: 2007-05-01 |
Book Description
Written by experts, and based on extensive research within risk management, the focus of this publication is to re-address the unique risks faced within a public sector environment. These risks include the numerous legal, social and political attributes not seen within the private sector. This comprehensive overview of risk management in public organizations focuses upon the key issues within the field.
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Markets for Schooling: An Economic Analysis (Routledge Research in Education, 5)
Nick Adnett Manufacturer: Routledge ProductGroup: Book Binding: Hardcover ASIN: 0415253330 |
Book Description
In recent years many countries have experimented with extending the role of market forces in their state schooling systems. These changes have often produced fierce debates about their rationale and consequences, not least because of their origins in a specific political and economic philosophy. The basis of this philosophy is economic liberalism: a belief in the efficiency of the market as a rationing and allocative mechanism. This book examines the appropriateness of this belief for schooling markets.
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The Organization of Governments: A Comparative Analysis of Governmental Structures (Political Executives in Comparative Perspective)
Jean Blondel Manufacturer: Sage Publications ProductGroup: Book Binding: Paperback ASIN: 0803997779 |
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Florida Salesperson Prelicensing Key Point Review: A Quick and Easy Revies of the Gaines, Coleman and Crawford Classic!
Dearborn Real Estate Manufacturer: Dearborn Trade ProductGroup: Book Binding: Audio CD ASIN: 0793160758 |
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Florida Salesperson Prelicensing Key Point Review Audio Tapes
George, Jr. Gaines Manufacturer: Real Estate Education Co ProductGroup: Book Binding: Audio Cassette ASIN: 0793129737 |
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Peter Gabriel: An Authorized Biography
Spencer Bright Manufacturer: Sidgwick&Jackson ProductGroup: Book Binding: Hardcover ASIN: 0283994983 |
Customer Reviews:
The best biography out there for PG fans.......2002-10-17
Gabriel has so many interests outside of his own music and it's especially nice to get these viewpoints in the biography. He is involved in human rights, world music, multimedia, alternative health, and psychological therapies. These other interests do tell you more about the man than just a standard "Gabriel-released-this-album-and-toured" work.
The only complaint I have is about the some of the extremely long chapters. The book could be logically broken in better places to make keeping your place easier!
For the serious and patient fan only.......2000-03-14
more the man than the music.......1999-09-09
A life that unfolds like a sunrise..........1999-07-22
Excellent in-depth assessment of a fascinating man!.......1999-07-19
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Lvov Ghetto Diary
David Kahane Manufacturer: Univ of Massachusetts Pr ProductGroup: Book Binding: Hardcover ASIN: 0870237268 |
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