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Don't Die Broke: How to Turn Your Retirement Savings into Lasting Income, by personal-finance writer and financial-education specialist Margaret A. Malaspina, offers a fresh take on one of today's hottest money matters by outlining ways to tap most effectively into the retirement nest egg that you're currently nurturing. While most such guides concentrate on actually amassing those future fiscal resources in the first place, Malaspina shows instead how to maximize what you're (hopefully) already building so you'll (hopefully) always have what you need. "Most people find themselves making decisions about retirement plan distributions with little guidance," she writes. "Few people understand the consequences of their choices--or, indeed, what choices they have." In clear, highly focused chapters, she offers solid suggestions for creating a lasting retirement income, lowering potential taxes, and building an estate worth passing along. --Howard Rothman
Book Description
on't Die Broke takes a careful, practical, step-by-step approach to ensure that you know how to manage the money you'be worked so hard to save.
Customer Reviews:
Don't believe the subtitle.......2002-07-11
The subtitle is "Taking Money out of your IRA, 401(k), or other savings plan-- and creating lasting retirement income, but there's precious little useful how-to here. There's basically one chapter (9) that deals with the details of setting up a withdrawal plan and the advice boils down to "go find an investment advisor". Most of the book is spent explaining 401ks, IRAs, workplace plans, etc.
It's my own fault, though. Next time I'll read the TOC before buying!
A Solid Effort!.......2001-03-17
Many rules and regulations govern pension plans. The technicalities are complicated and change constantly. People can make irrevocable errors doing something as simple as moving assets from one plan to another. Margaret A. Malaspina cuts through retirement plan red tape and explains the jargon. She shows you how to get to your money after you have worked hard to save it. This book demystifies your options and clarifies the consequences of your choices. The author makes reading about taxes relatively painless. We at getAbstract recommend this book to anyone planning retirement, switching retirement plans, or withdrawing retirement funds. However, because of its discussion of United States tax law, it is not useful to those in other countries.
A practical, step-by-step, effective approach.......2001-02-17
In Don't Die Broke, Margaret Malaspina offers a careful, practical, step-by-step, effective approach to ensuring proper and profitable management of money. Here is a wealth of useful advice and counsel on making money last, avoiding the need to spend retirement years worrying about financial security. The reader will learn how to turn assets into income; create a monthly paycheck from savings, stocks, and other financial resources; avoid making irreversible mistakes with retirement savings; understand a company's retirement plans, individual retirement accounts (such as the new Roth IRAs); transfer wealth to heirs; and minimize taxes on retirement savings. Don't Die Broke is "must" reading for anyone seeking relief from financial stress in their retirement and eventually being able to leave something to loved ones.
This book is a lifeline...highly recommend it.......2000-02-07
Like so many of my friends, my husband's and my focus has been all about reaching some magic number that would say, ok,now it's safe to retire without going broke... We gave not a thought to how we'd manage the money afterwards. But then we began to hear rumors ... you must do this, you can't do that, and panic set in. Finally, after reading Ms. Malaspina's book, we understand what's really going on (better than we did after talking to our accountant!). I've given this book to friends and even a cousin who was 69-1/2 and didn't have a clue about the need to start drawing on certain retirement savings. This book should be required reading for anyone over 50. Thanks, Bloomberg Press!
Excellent Treatise On A Very Complicated Topic.......2000-02-07
Margaret Malaspina has done an incredible service to the taxpaying world in her book. As a Certified Public Accountant, I can attest to fact that dealing with the Internal Revenue Service Code is an extremely difficult process. She has consistently dealt with this complicated and very confusing subject and de-mystified it in a way that heretofore has never been done. As more and more assets of American citizens are finding their way into retirement accounts, the timing of this book is perfect. What might appear to be some type of simple election or investment decision can backfire in terms of significant additional taxes. She attempts and succeeds in identifying these problems and proposing appropriate solutions. I have read it thoroughly and have recommended it to my clients and friends.
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Code of Federal Regulations, Title 18, Conservation of Power and Water Resources, Pt. 1-399, Revised as of April 1, 2005 (Code of Federal Regulations)
Manufacturer: US Government Printing Office
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ASIN: 0160738571 |
Book Description
Official U.S. Government edition. Code of Federal Regulations, Title 18 – Conversation and Water Resources is composed of two volumes. The first volume, containing parts 1 to 399, includes all current regulations of the Federal Energy Regulatory Commission, Department of Energy. The second volume, containing part 400 to end, includes all current regulations issued by the Delaware River Basin Commission, the Water Resources Council, the Susquehanna River Basin Commission, and the Tennessee Valley Authority as of April 1, 2005.
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Code of Federal Regulations, Title 18, Conservation of Power and Water Resources, Pt. 1-399, Revised as of April 1, 2006
Manufacturer: National Archives and Records Administra
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ASIN: 0160758092 |
Book Description
The Code of Federal Regulations is a codification of the general and permanent rules published in the Federal Register by the Executive departments and agencies of the United States Federal Government.
Book Description
The Code of Federal Regulations is a codification of the general and permanent rules published in the Federal Register by the Executive departments and agencies of the United States Federal Government.
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Code of Federal Regulations, Title 18, Conservation of Power and Water Resources, Pt. 400-End, Revised as of April 1, 2004
Manufacturer: US Government Printing Office
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ASIN: 0160720532 |
Book Description
The Code of Federal Regulations is a codification of the general and permanent rules published in the Federal Register by the Executive departments and agencies of the United States Federal Government.
Book Description
The Code of Federal Regulations is a codification of the general and permanent rules published in the Federal Register by the Executive departments and agencies of the United States Federal Government.
Customer Reviews:
Old Curly's Civil War exploits.......2007-10-05
George Armstrong Custer is known to most people today as the general who led his soldiers to slaughter at the hands of the Indians at the Little Bighorn in Montana. But it was the glory and fame earned as a dashing and courageous Civil War cavalry officer that made that defeat so shocking and controversial. Gregory J.W. Urwin focuses on those Civil War years in this study.
Custer graduated last in his class from West Point in 1861 (he may have been expelled if the army wasn't in desperate need of officers at the time). Assigned to a cavalry regiment, he first saw action at First Bull Run. There and later with McClellan on the Peninsular and then with General Alfred Pleasanton, Custer gained a reputation for bravery and bravado. He especially distinguished himself at Gettysburg and in the Shenandoah Valley with Sheridan in 1864. But perhaps his greatest achievement was the constant pressure he and his troops put on Lee as he retreated toward Appomattox Court House; Lee said it was a major factor in his decision to surrender.
Custer was dashing and fearless in battle - and was not shy about having the spotlight on him. This, of course, breeds jealous enemies as well as cheering supporters (and is one reason why the Little Bighorn debacle was, and remains, so controversial). Urwin goes out of his way to make sure his book has no odor of the academic about it (despite the numerous footnotes and extensive bibliography): he writes in a familiar and totally informal style and describes much of the action in a novelistic way. This makes much of the book a page-turner - a fresh thing for historical writing. A most enjoyable read, and probably the definitive account of Custer in the Civil War - before his experiences on the Plains changed him and ultimately led to his downfall.
The Rest of the Story..........2004-09-22
This is a good read and will open up a new opinion of Custer for most people. It was only in the 20th century that the name of George Armstrong Custer became associated with the ultimate bad decision and failure. In the last half of the 19th century, he was still remembered for his daring and SUCCESSFUL civil war exploits. It is nice to see his Civil War record documented in one spot so that future generations can see that there was more to this warrior than the Battle of the Little Big Horn. He employed the same tactics but with much more confidence and obviously greater success.
Story of a great man.......2004-08-25
This book tells the fascinating story of George Armstrong Custer's Civil War career. The self-confidence of this man, followed by his real accomplishment, is amazing. Prior to reading this book, I was aware of only Custer's battle with Jeb Stuart at Gettysburg. Now I find that Custer met Stuart on numerous occasions and, in fact, it was his brigade that was responsible for Stuart's death at Yellow Tavern. For the life of me, I can't figure out why this epic rivalry between these two great cavalry leaders is not better known.
The bad news is that the writing is merely adequate. The prose is a tad purple and the last chapter, in which the author summarizes his theory that Custer was truly a great military leader, is superfluous in that the author has done a much more convincing job in merely telling the tale. Finally, I might quibble about the title. I almost didn't buy this book because I thought it was an alternative history of Little Big Horn.
We live in an age with a scarcity of heroes. This book presents us a hero in the classic mold. We could do worse than to emulate this man. It is perhaps telling of our times, however, that rather than to acknowledge Custer's heroism, we defame his memory.
Custer finally gets his due!.......2002-11-10
Being from Michigan, I knew George Custer was a Civil War hero. After reading this book I realized just how important that man was to the Union cause. Although young, Custer was mature beyond his years, his prowess as a calvaryman is second to none. He was loved by his troops and respected by his enemies, some who he bested many times during the Civil War. He was a true leader in every sense of the word. Fearless and steady, always leading his troops into a charge. Ever concerned for the well being of his men. This book is a wonderful piece on a great man who was lost in history by speculation and heresay. Had he his Michigan Calvary Brigade, his beloved "Wolverines" or men like them at Little Big Horn and not 17 and 18 yr old troops as recently discovered, even though being outgunned I am sure there would have been different results for historians to ponder. Rest in Peace Major General Custer, your name is forever cleared.
Finally, a fair and factual account.......2002-08-22
This is a fine work of scholarship on General Custer. It is incorrect to assume with this book that Urwin has a tendency to Custerphilia. If that be so, then may we accuse other historians of Robert E. Leephilia, or Martin Luther Kingphilia, or John F. Kennedyphilia? It is only the truly biased that will attach such a title to an author who is presenting Custer in a just light, rather than anyone else. We don't have to be a contemporary of an historical figure to know the facts and contributions of his life, and Urwin's excellently researched book brings out all the facts surrounding Custer's outstanding leadership as a Civil War soldier and officer, and most importantly, Urwin has finally given Custer his just due as a great American patriot who was so instrumental in preserving what we so easily refer to today as our USA. It was General Phil Sheridan, who stated in an enclosed note to Mrs. Custer when presenting her with Lee's table upon which the surrender was signed, "that there is scarcely an individual in our service who has contributed more to bring about this desirable result than your gallant husband." Urwin brings out all the facts that substantiate this statement; not denigrate or fictionalize it. If you know nothing about Custer, read this book and its preface first, then for an account of The Little Bighorn, read "To Hell With Honor" by Larry Sklenar. As Urwin states, "Custer's critics have been legion, but only the most vehement and biased has ever dared to suggest that his performance in that bloodiest of America's wars was anything less than brilliant."
Book Description
Wine into Words, 2nd edition, contains nearly 8000 entries, thousands of annotations covering everything wine has touched: art, literature, music, history, food, winemaking, grape growing, poetry, politics, religion, and war, and hundreds of biographical sketches of the men and women who pioneered wine's development and recorded its history.
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Board Leadership, No. 66, 2003 (J-B BL Single Issue Board Leadership Journal)
Manufacturer: John Wiley & Sons
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Binding: Paperback
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ASIN: 0787968668 |
Book Description
In this issue:
Can Policy Dovernance Enhance the Complex Job of State Commissions and Boards?
by Larry Hermen
The practice of Policy Governance by a state-appointed commission or board is often complicated by the circumstances that spurred its creation and the realities that guide its operation. This is especially true when state legislatures create commissions and boards that have their members appointed by the governor. How can a state commission or board so conceived enjoy many of the benefits found by nonprofit boards practicing Policy Governance, especially as it relates to the role of its executive? Governance consultant Larry Hermen, a graduate of the Policy Governance Academy, briefly describes the accomplishments thus far by such a board in Michigan.
Dealing with the Board's First-Order and Second-Order Worries: Borrowing Trouble Effectively
by John Carver
Planning is critical, but it is important that a board distinguish between planning to achieve ends and avoid unacceptable means and actually achieving ends and avoiding unacceptable means. Achievement is the primary cocnern of a Policy Governance board. However, if a board has credible concerns that management may not complete sufficient planning, it can be useful to create carefully crafted executive limitations policies on planning.
Book Description
The majority of roof leaks are flashing related, so this critical topic is covered in-depth, including valley, chimney, pipe, sidewall, hip and ridge, skylight, drip edge and dormer flashings. For inspectors in cool climates, the important topic of ice damming is also covered.
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- An honest and penetrating self-portrait of one of the very g
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Private Domain: An Autobiography
Paul Taylor
Manufacturer: University of Pittsburgh Press
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Binding: Paperback
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ASIN: 0822956993 |
Book Description
Taylor explores aspects of himself that have affected his work. He delves into the creation of Aureole and From Sea to Shining Sea, from their initial inception to the ways in which specific dancers influenced the choreography, including such notables as Pina Bausch, Laura Dean, David Parsons, Twyla Tharp, Dan Wagoner, Senta Driver—all of whom went on to form their own companies—and others—Bettie de Jong, Nicholas Gunn, and Carolyn Adams—who remained as much a part of the Taylor style as the choreography itself. Taylor writes with sincerity, wit, and charm of his associations with Martha Graham, Merce Cunningham, Jerome Robbins, Anthony Tudor, George Balanchine, and many others.
Customer Reviews:
An honest and penetrating self-portrait of one of the very g.......1999-11-01
It's good to see this new reprint of Paul Taylor's great memoir on sale. It would be a tragedy if this magnificient book were to become unavailable.
In many ways this book is like a great Taylor dance. Filled with light and shade, humor and sadness, affirmation and mockery. There is also a sense that much has been only hinted at. But whatever might be missing, there is great joy in what is present.
This is the story of Paul Taylor's life, his work, his fiends, his creative passions. It is well-writtten and understated, and filled with delicious stories and wonderful surprises.
Probably most people who love his work have read it already. But this book is so good, that a knowledge of his work is not really necessary to appreciate it. It's a glorious look into a wonderful creative mind, and never dull.
Book Description
Contrary to the fictional account of James Fenimore Cooper, the Mohegan/Mohican nation did not vanish with the death of Chief Uncas more than three hundred years ago. In the remarkable life story of one of its most beloved matriarchs--100 year-old Medicine Woman Gladys Tantaquidgeon--Medicine Trail tells of the Mohegan's survival into this century.
Blending autobiography and history, with traditional knowledge and ways of life, Medicine Trail presents a collage of events in Tantaquidgeon's life. We see her childhood spent learning Mohegan ceremonies and healing methods at the hands of her tribal grandmothers, and her Ivy League education and career in the white male-dominated field of anthropology. We also witness her travels to other Indian communities, acting as both an ambassador of her own tribe and an employee of the federal government's Bureau of Indian Affairs. Finally we see Tantaquidgeon's return to her beloved Mohegan Hill, where she cofounded America's oldest Indian-run museum, carrying on her life's commitment to good medicine and the cultural continuance and renewal of all Indian nations.
Customer Reviews:
Medicine Trail: The Life and lessons of Gladys Tantaquidgeon.......2006-11-04
Received the book right away. I am pleased with the service. Thank you
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