The Retirement Nightmare: How to Save Yourself from Your Heirs and Protectors : Involuntary Conservatorships and Guardianships (Golden Age Series)
Average customer rating: 5 out of 5 stars
  • Finally the real truth about this national disgrace!
  • An uncoventional but effective planning guide.
  • Thankful for this work
  • An Invaluable Source
  • Be Informed...Be Prepared!
The Retirement Nightmare: How to Save Yourself from Your Heirs and Protectors : Involuntary Conservatorships and Guardianships (Golden Age Series)
Diane G. Armstrong Ph.D.
Manufacturer: Prometheus Books
ProductGroup: Book
Binding: Paperback

Human Resources & Personnel ManagementHuman Resources & Personnel Management | Industries & Professions | Business & Investing | Subjects | Books
Industrial RelationsIndustrial Relations | Industries & Professions | Business & Investing | Subjects | Books
Retirement PlanningRetirement Planning | Personal Finance | Business & Investing | Subjects | Books
GeneralGeneral | Administrative Law | Law | Subjects | Books
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Private LawPrivate Law | Law | Subjects | Books
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ASIN: 1573927961

Book Description

After working hard to build your nest egg, you are finally making plans for your retirement years. But will you be free to make your own choices when those golden years finally arrive? Or will you fall victim to ruinously expensive involuntary conservatorship/guardianship proceedings and be stripped of your rights, your money, your independence -- for the rest of your life?

In an onimous trend that threatens America's successfully aging population, state judges are imposing an increasing number of unwanted conservators and guardians upon allegedly incompetent men and women to manage their property and personal affairs. The results are grim. In New York alone, judges appointed over 32,000 guardianships during 1997, up from 15,000 in 1992, and Michigan's guardianship petitions have more than quadrupled since 1981.

These little-known state laws were originally created to safeguard the rights of "infants and lunatics." Today, involuntary conservatorship and guardianship laws are being used by calculating heirs to seize control of their parents' assets and by protectors in the social welfare community to control the vulnerable elderly themselves. And who is "elderly"? To be declared incompetent on the basis of age you only have to be 62.

Drawing on sadly typical cases from courtrooms across America, Dr. Armstrong shows how competent elders can be victimized by arbitrary conservatorships and guardianships. She describes the historical roots of our codes and shows how they function in today's courts, highlighting concepts that are problematic and suggesting appropriate changes. Dr. Armstrong summarizes every state's conservatorship/guardianship statutes and provides contact numbers for national services, legal organizations, state offices of aging, and other resources for the elderly. Most importantly, her breakthrough book gives YOU the tools you will need to protect yourself or someone you love when your retirement years usher in the real threat of predatory litigation.

Customer Reviews:

5 out of 5 stars Finally the real truth about this national disgrace!.......2004-08-27

This is a must read book about the truth of the rampant fraud and abuse of conservators and guardians. While this author writes about family members trying to get "Granny's dough", she does touch on another perverse type of guardian, that is a "court appointed" guardian. In Florida, and in many other states, they only require a high school education and a 40 hour course. But whether educated or not, from the lawyers/guardians in the recent New York case, to the high-school educated sociopaths here in Pinellas County, Florida, they are getting away with fraud and abuse.
To avoid a guardianship in the State of Florida should be of paramount importance. Find out how to protect yourself and your loved ones with alternatives: health care surrogate, durable power of attorney, mediation and more. Consider that if you leave your parents to fend for themselves, and ignore the deterioration associated with aging, a guardian can gain a guardianship over them and their assets, without informing you. That guardianship will nullify the most meticulous of plans. To really cover your aging parents, make sure they create a "Pre-need" guardianship and name someone they trust, this is the only way predators in the retirement homes will not be able to force guardianship on them. Also create an irrevocable trust.

5 out of 5 stars An uncoventional but effective planning guide........2000-08-03

Retirement Nightmare isn't your typical retirement guide on how to save up enough money or make investments: its focus is on how to protect yourself from heirs, and chapters survey involuntary conservatorship and guardianships with an eye to revealing how incapacitated seniors fall victim to the statutes designed to help them in their old age. Advance planning is recommended as the key to avoiding situations such as the author's own experience and those described in courtroom cases.

5 out of 5 stars Thankful for this work.......2000-06-21

Dr. Armstrong has produced a document vital to the safeguarding of personal dignity in today's world. In language accessible by anyone reading the book, she dissects complex legal matters and lays them out in plain view for all to understand. This book should be required reading for all people tasked with ensuring our personal rights within the framework of our various legal systems. It should also be recommended reading for anyone when the natural course of life puts them in a position of reliance on the ethics and goodwill of others...even those 'nearest and dearest' to them. When we are vulnerable... that's when we need help. This book gives us the ammunition to help ourselves. Everyone intends to survive the journey to the retirement years; this book exposes some of the ambushes that others have found there and lays out steps each of us should take to avoid those ambushes. As proof that fact can be scarier than fiction, this book will curl your hair quicker than anything King has ever put on paper.

5 out of 5 stars An Invaluable Source.......2000-06-19

As a lawyer, I found this book to be a tour de force compendium of the guardian and conservatorship laws in our country. For both lay readers and lawyers, it is an invaluable reference tool - comprehensive and clearly written. Full of actual stories of actual individuals, it also makes for eye-opening human interest drama.

5 out of 5 stars Be Informed...Be Prepared!.......2000-06-16

If you are elderly, or even think you may someday become so... then...you need to read this book and keep it close at hand as one of your most valuable reference sources. Dr Armstrong draws on her tragic family experiences with involuntary guardianship litigation and combines that with excellent and scholarly research, to produce a book containing historical background, the law, a broad range of case studies covering most aspects of the subject, and many answers/recommendations concerning this potential problem that we might all someday face. The appendices covering the various state laws and hundreds of resources for the elderly, are alone worth the cost of admission! I found the book to be alarmingly informative and I feel much more knowledgeable and secure now that it is sitting on my research shelf.

Customer-Centered Strategy: Thinking Strategically About Your Customers (Millennium Manager)
Average customer rating: Not rated
    Customer-Centered Strategy: Thinking Strategically About Your Customers (Millennium Manager)
    Mark Jenkins
    Manufacturer: Pitman Publishing
    ProductGroup: Book
    Binding: Paperback

    GeneralGeneral | Business & Investing | Subjects | Books
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    ASIN: 0273630040

    Shadrach Minkins: From Fugitive Slave to Citizen
    Average customer rating: 5 out of 5 stars
    • Great - would make a great movie or tv special.
    • Excellent historical overview through one slave's history
    Shadrach Minkins: From Fugitive Slave to Citizen
    Gary L. Collison
    Manufacturer: Harvard University Press
    ProductGroup: Book
    Binding: Paperback

    African-American & BlackAfrican-American & Black | Ethnic & National | Biographies & Memoirs | Subjects | Books
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    ASIN: 0674802993

    Amazon.com

    An impressive feat of detective work lies behind this portrait of Shadrach Minkins, the first black man arrested in New England under the Fugitive Slave Law of 1850. Minkins had escaped from slavery in Virginia and come to Boston, where he was arrested in February 1851. Before his case could come to trial, however, a group of black citizens invaded the courtroom and spirited Minkins away. Thereafter, except for scattered newspaper accounts and anecdotes, Minkins was lost to history. In uncovering evidence that Minkins settled in Montreal, where he helped establish a community of blacks who fled slavery, author Gary Collison restores Minkins and paints a fascinating portrait of those troubled times.

    Book Description

    On February 15, 1851, Shadrach Minkins was serving breakfast at a coffeehouse in Boston when history caught up with him. The first runaway to be arrested in New England under the 1850 Fugitive Slave Law, this illiterate black man from Virginia found himself the catalyst of one of the most dramatic episodes of rebellion and legal wrangling before the Civil War. In a remarkable effort of historical sleuthing, Gary Collison has recovered the true story of Shadrach Minkins' life and times and perilous flight. His book restores an extraordinary chapter to our collective history and at the same time offers a rare and engrossing picture of the life of an ordinary black man in nineteenth-century North America.

    As Minkins' journey from slavery to freedom unfolds, we see what day-to-day life was like for a slave in Norfolk, Virginia, for a fugitive in Boston, and for a free black man in Montreal. Collison recreates the drama of Minkins' arrest and his subsequent rescue by a band of black Bostonians, who spirited the fugitive to freedom in Canada. He shows us Boston's black community, moved to panic and action by the Fugitive Slave Law, and the previously unknown community established in Montreal by Minkins and other refugee blacks from the United States. And behind the scenes, orchestrating events from the disastrous Compromise of 1850 through the arrest of Minkins and the trial of his rescuers, is Daniel Webster, who through the exigencies of his dimming political career, took the role of villain.

    Webster is just one of the familiar figures in this tale of an ordinary man in extraordinary circumstances. Others, such as Frederick Douglass, Richard Henry Dana, Jr., Harriet Jacobs, and Harriet Beecher Stowe (who made use of Minkins' Montreal community in Uncle Tom's Cabin), also appear throughout the narrative. Minkins' intriguing story stands as a fascinating commentary on the nation's troubled times--on urban slavery and Boston abolitionism, on the Underground Railroad, and on one of the federal government's last desperate attempts to hold the Union together.

    Customer Reviews:

    5 out of 5 stars Great - would make a great movie or tv special........1999-08-04

    It's hard to imagine how much work went into the research of this book. To find the details and documentation is mind consuming. The story puts flesh and blood onto a part of history that was forgotten and lived only in bits and pieces. Truly the work of a dedicated individual.

    5 out of 5 stars Excellent historical overview through one slave's history.......1999-02-16

    Shadrach who?? This book provides amazing insight into the experiences of an unlikely hero whose story should be taught in grade school. A terrific amount of information condensed into a readable, enjoyable package--I can not imagine how difficult it must have been for the author to gather such little-known information. I only regret that I hadn't known the book or its main character years ago.
    Shadrach Minkins: From Fugitive Slave to Citizen. (book reviews): An article from: Canadian Journal of History
    Average customer rating: Not rated
      Shadrach Minkins: From Fugitive Slave to Citizen. (book reviews): An article from: Canadian Journal of History
      Suzanne Cooper Guasco
      Manufacturer: University of Saskatchewan
      ProductGroup: Book
      Binding: Digital

      GeneralGeneral | Canada | Americas | History | Subjects | Books
      ASIN: B00098ZG4S
      Release Date: 2005-07-28

      Book Description

      This digital document is an article from Canadian Journal of History, published by University of Saskatchewan on December 1, 1998. The length of the article is 873 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

      Citation Details
      Title: Shadrach Minkins: From Fugitive Slave to Citizen. (book reviews)
      Author: Suzanne Cooper Guasco
      Publication: Canadian Journal of History (Refereed)
      Date: December 1, 1998
      Publisher: University of Saskatchewan
      Volume: 33 Issue: 3 Page: 481

      Article Type: Book Review

      Distributed by Thomson Gale
      Shadrach Minkins: From Fugitive Slave to Citizen. (Book Reviews/Recensions). (book review): An article from: Canadian Ethnic Studies Journal
      Average customer rating: Not rated
        Shadrach Minkins: From Fugitive Slave to Citizen. (Book Reviews/Recensions). (book review): An article from: Canadian Ethnic Studies Journal
        Robin Winks
        Manufacturer: Canadian Ethnic Studies Association
        ProductGroup: Book
        Binding: Digital

        GeneralGeneral | Literature & Fiction | Subjects | Books | Classics | Comic | Contemporary | Literary
        GeneralGeneral | Canadian | World Literature | Literature & Fiction | Subjects | Books
        GeneralGeneral | Literature & Fiction | Subjects | e-Docs | Formats | Books
        ASIN: B00099PJ12
        Release Date: 2005-07-28

        Book Description

        This digital document is an article from Canadian Ethnic Studies Journal, published by Canadian Ethnic Studies Association on September 22, 1999. The length of the article is 423 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

        Citation Details
        Title: Shadrach Minkins: From Fugitive Slave to Citizen. (Book Reviews/Recensions). (book review)
        Author: Robin Winks
        Publication: Canadian Ethnic Studies Journal (Refereed)
        Date: September 22, 1999
        Publisher: Canadian Ethnic Studies Association
        Volume: 31 Issue: 3 Page: 177(2)

        Article Type: Book Review

        Distributed by Thomson Gale

        Latin American Dramatists since 1945: A Bio-Bibliographical Guide (Bibliographies and Indexes in the Performing Arts)
        Average customer rating: Not rated
          Latin American Dramatists since 1945: A Bio-Bibliographical Guide (Bibliographies and Indexes in the Performing Arts)
          Tony A. Harvell
          Manufacturer: Praeger Publishers
          ProductGroup: Book
          Binding: Hardcover

          HistoryHistory | Drama | Literature & Fiction | Subjects | Books
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          ContemporaryContemporary | British & Irish | Drama | Literature & Fiction | Subjects | Books
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          Latin AmericanLatin American | Classics | Literature & Fiction | Subjects | Books
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          Reference & CollectionsReference & Collections | Biographies & Memoirs | Subjects | Books
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          LiteratureLiterature | Bibliographies & Indexes | Publishing & Books | Reference | Subjects | Books
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          ASIN: 031332333X

          Book Description

          Latin American theater is rooted in the rich historical traditions of both the indigenous cultures of the region and those of Spain. In the second half of the 20th century, immigration to Latin America from Europe, the Middle East, Africa, and Asia also proved influential, and theater became a means of social protest. The military and political dictatorships of the late 20th century often censored plays and persecuted playwrights. This resource compiles and locates biographical and bibliographical information about over 700 prominent Latin American dramatists and their plays in 20 different countries, and it lists over 7,000 plays arranged by country and by author. Author biographies consist of year and place of birth, education, careers, other literary genres, and awards and prizes. The bibliographic listings include various editions of plays, followed by references to the plays in anthologies, collections, or periodicals.

          Younger Voices, Stronger Choices: Promise Project's Guide to Forming Youth/Adult Partnerships
          Average customer rating: Not rated
            Younger Voices, Stronger Choices: Promise Project's Guide to Forming Youth/Adult Partnerships
            Loring Leifer
            Manufacturer: Kansas City Consensus
            ProductGroup: Book
            Binding: Mass Market Paperback

            Volunteer WorkVolunteer Work | Job Hunting & Careers | Business & Investing | Subjects | Books
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            ASIN: 0965803503

            Book Description

            While adults are accustomed to seeing young people as victims or problems to be solved, more and more recognize young people as valuable resources for the community. Young people are taking on new roles as decision makers - in their schools, neighborhoods, and civic organizations - roles that used to be reserved for adults. And they're performing these new roles with all the thoughtfulness, dignity, and sense of purpose that you would expect to see from any decision maker. Adults, in turn, are reaping the benefits that come from working WITH rather than FOR young people. These benefits include new ideas and energy, and decisions that reflect the real world in which young people live.

            In most communities, however, the idea of having young people serve on boards or as advisors or program developers is still very new, and there may be some apprehension on all sides. Younger Voices is a clear, conversational guide for laypersons and staff on how to involve young people in decision making, and do it successfully. It was commissioned by the Promise Project of the YMCA of Greater Kansas City, a regional organization formed to promote youth/adult partnerships.

            Along with important issues like liability, evaluation, and how to assess readiness, the book explores the important relationship issues that arise when young people and adults share control. Younger Voices was itself written by an adult and a young person, and includes e-mail they wrote to one another during the process of writing the book. The often-humorous letters put a human face on partnerships, and provide a glimpse into how attitudes change when young people and adults work together. This, along with practical tips and information will be a great benefit to board members, staff, and young people.

            The Complete Idiot's Guide to Buying Foreclosures
            Average customer rating: 4.5 out of 5 stars
            • CID Guide to Buying Foreclosures
            • Very Insightful
            • Provides solid information worthy of the Complete Idiot Guide series
            • READ ME FIRST - A comical and resourceful guide
            • Provides good information for getting started
            The Complete Idiot's Guide to Buying Foreclosures
            Todd Beitler , and Bobbi Dempsey
            Manufacturer: Alpha
            ProductGroup: Book
            Binding: Paperback

            GeneralGeneral | Business & Investing | Subjects | Books
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            ASIN: 1592573959
            Release Date: 2005-08-02

            Book Description

            Find the sound investments among the foreclosures. Covering both bank-owned and government-owned properties, this book focuses on helping buyers distinguish between good foreclosure investments and those plagued with liens and other pitfalls. Readers will learn about the benefits of buying foreclosures; foreclosure timeline and process; the different types of foreclosures; finding pre- foreclosed properties; important pre-purchase pitfalls; buying at an auction; and more.

            • The national residential foreclosure rate rose to from 1 to 1.23% (of all mortgages) by the end of 2003—the biggest jump in 30 years
            • Foreclosures are expected to increase as interest rates rise and monthly payments on short-term variable rate and interest-only loans begin to follow (Realty Times)

            Customer Reviews:

            5 out of 5 stars CID Guide to Buying Foreclosures.......2007-05-06

            Sunday, May 6, 2007

            For a newbie, this is an excellent introduction. It shows you the way to proceed, if you're serious about trying. For the price, it is a bargin and should be kept as a reference. If you're like me, a yellow lighter can be quite helpfull. Well worth the price when you consider the large sums of money that can be involved.

            4 out of 5 stars Very Insightful.......2007-03-10

            This is a very informative book. It doesn't mess around with a lot of fluff. I highly recomend it!

            5 out of 5 stars Provides solid information worthy of the Complete Idiot Guide series.......2007-01-22

            I've always enjoyed the Complete Idiot Guide series. Why? Because it delivers the message down to earth. It takes highly complexed legal matters and shows you step by step on how to invest in foreclosures. If you want to make money in foreclosures or have wanted to invest in them, you need to read this book.

            Matt
            Illustrator for the Ultimate Foreclosure Kit (ISBN 0978834658)

            5 out of 5 stars READ ME FIRST - A comical and resourceful guide.......2006-11-13

            This is a comical and resourceful guide to foreclosures, offering an easy to read handbook on how to invest in govt or bank foreclosed properties. Other titles that helped me about foreclosures -- Investing With out Losing: The Beginner's Guide to Real Estate Tax Lien and Tax Deed Auctions

            4 out of 5 stars Provides good information for getting started.......2006-11-07

            Provides a large amount of information in a concise but easy-to-read format. Considering all of the nuances of buying foreclosures, from the legal considerations to the occupation stage, the author does a good job of capturing and conveying the essentials. The author also does a good job of communicating both public and private foreclosure opportunities, which is important in many states.
            The author focuses primarily on 'investing in foreclosures' vs. 'buying a foreclosure for your primary residence.' Consider this when comparing to other books.
            Could have used more specific information on where to look for foreclosure opportunities, but the book does mention that actively searching and networking is a key to the game.
            Overall, a good, easy read with valuable information for anyone wishing to enhance their real estate expertise.
            The Complete Idiot's Guide to Buying and Selling a Home, 5th Edition (Complete Idiot's Guide to)
            Average customer rating: 3.5 out of 5 stars
            • Easy Easy easy
            • Very Helpful
            • No better than what you can get for free.
            The Complete Idiot's Guide to Buying and Selling a Home, 5th Edition (Complete Idiot's Guide to)
            Shelley O'Hara , and Nancy D. Lewis
            Manufacturer: Alpha
            ProductGroup: Book
            Binding: Paperback

            GeneralGeneral | Business & Investing | Subjects | Books
            Buying & Selling HomesBuying & Selling Homes | Real Estate | Business & Investing | Subjects | Books
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            5. How To Buy Your First Home, Second Edition How To Buy Your First Home, Second Edition

            ASIN: 1592574580

            Book Description

            The top-selling, most complete buyer's and seller's guide available.

            The top-selling book on the subject, this latest edition of The Complete Idiot's Guide to Buying and Selling a Home focuses on everything to do with the sale and purchase of a house. With updated information on finding good schools and neighborhoods, expanded coverage on home auction sales, and the changing options buyers and sellers have with brokers, this is the best home buyer's and seller's guide on the market.

            Customer Reviews:

            4 out of 5 stars Easy Easy easy.......2007-03-14

            This one is really for the first time buyer. Easy to read and understand. I checked out the home buying for dummies from the library and was a little overwhelmed. The idiot's guide has a better lay out and is a good primer.

            5 out of 5 stars Very Helpful.......2006-08-11

            Though some of the information is general, this book covers about anything you'd need to know about buying or selling a home. And the information in this revised 5th edition is very much up-to-date. You can't beat it for making the world of Real Estate easy to understand. Hence, "Idiot's" Guide, and when it comes to Real Estate, that definitely includes me.

            2 out of 5 stars No better than what you can get for free........2006-07-01

            I got this book because my wife and I are getting ready to buy our first home and I wanted a book to guide me, and thus prevent me from making any major mistakes and to ensure I knew what was going on each step of the way. I read the entire section on buying a house (5/6 of the book) and even half of the section on selling a house just to see the other side of things (the remaining 1/6 of the book). I personally found the book gave just enough details to be frustrating.

            The book will go over all the available options, but won't explore them in depth enough to help you make the right decision. For example, the book will tell you to contact multiple lenders and evaluate all the costs involved (the loan fees and if there are pre-pay penalties, not just the interest rate), but won't tell you how to really decide which loan to pick. The book will tell you that you can negotiate for some of the fees you have to pay with a mortgage to be waived by the lender or for some of the fees to be paid by the seller, but won't tell you how to spot these fees from the true, non-negotiable fees. There's a discussion of choosing the different types of homes (e.g. condo, townhouse or traditional home), but no discussion of the economic advantages of one over the other. I've heard townhouses appreciate faster, but I don't know if this is just an old-wives tale of if there is some truth to it. I still don't. Furthermore, the authors do nothing to predict future market trends, which is partly understandable since this is so difficult, but they don't even take a stab at it and the book is very current (2006).

            Basically, the authors do a great job reviewing all of your options, but they don't advise you about what the *best* option would be for you. Maybe that is impossible because everyone's situation is totally different, but I'd like to see some situation specific direct advice, even if it resulted in some of the book being useless to me because it wasn't detailing my situation. Everyone's situation may be different but there aren't THAT many different situations (just starting out/family in apt moving to first house/family upgrading house/family downsizing house at retirement or because of unfortunate financial circumstances - that covers 95% of people). This would take more pages but there are pages to spare and that's my biggest gripe.

            The book is organized by the steps in home buying (i.e. looking for a home/making an offer/obtaining financing/closing) but if you actually sit down and read it straight through like I did, you'll end up reading the same things over and over again. This makes the book better if you just want to read the chapter you're interested in because the chapters stand up on their own, but make it more frustrating if you read it front to back (you'll constantly be saying "yeah, I know, you told me that already, almost verbatim"). Not rehashing things would also free up pages to explore the nitty gritty in greater detail. I even found situations where full page tables were in the book twice in two seperate chapters! Completely unchanged, just printed twice when the authors were once again rehashing things they'd already covered!

            In conclusion, I would have rather had concrete advice rather then the overview given here (although I think a better edited book could have had both in the same amount of space). The only other book I read that was even close to this was Suze Orman for the Young, Fabulous and Broke. That book gave very concrete advice and told you exactly what was the best things you could be doing and gave you a priority order to do them (401K then credit card debt then house down payment then Roth IRA). No concrete advice here. The book often passes off giving advice with the disclaimer "talk to your agent." That's good advice, but then why'd I get this book in the first place? Furthermore, I think to give concrete advice you have to really know your topic and I'm not sure the author's understand housing the way Orman understands personal finance.

            I've been harsh so far, because that's what stands out to me, but I should say this book isn't a total waste of time, and this review has disproportinately focussed on the negatives. Bottom line, I just don't think there's much info here that you can't get for free somewhere else, like Yahoo Real Estate guides. In addition, online you can plug all your own numbers (like salary and debt burden) right into the online calculators (to tell you the maximum mortgage payment you can afford). So unless you really want the info packaged in book form I wouldn't buy this.

            Other minor nit-picks:

            1. The first part of the book is useless fluff. It covers stuff like "do you want 3 bedrooms or more" and "do you want a fireplace." I suppose it should be expected, but for me it wasn't necessary. That parts easy. Tell me how to get the best mortgage! Tell me how to get the best price!

            2. All of the examples are from Indiana which is where the authors must be from. The authors would often say things like "this is how it's done in Indiana but it might be different in your state so you should check." I brought the book for you to tell me! They should include an appendix for these things telling you how it is for all 50 states instead of saying the sames things 3 times to get the page count up. Furthermore whenever they get into these issues (usually legal issues, such as how much information the seller is required to disclose to potential buyers) they don't even tell you how to find out if you were sufficiently motivated to investigate the matter yourself.
            Complete Idiot's Guide to Buying and Selling a Home, 4th Ed (The Complete Idiot's Guide)
            Average customer rating: 3.5 out of 5 stars
            • Not bad... but not great.
            • Very disappointing and superficial
            • OVERSIMPLIFIED
            • First time homebuyer abc's...
            • Don't buy or sell a home without this book!
            Complete Idiot's Guide to Buying and Selling a Home, 4th Ed (The Complete Idiot's Guide)
            Shelley O'Hara , and Nancy D. Lewis
            Manufacturer: Alpha
            ProductGroup: Book
            Binding: Paperback

            GeneralGeneral | Business & Investing | Subjects | Books
            Buying & Selling HomesBuying & Selling Homes | Real Estate | Business & Investing | Subjects | Books
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            Similar Items:
            1. Home Buying For Dummies, 3rd edition Home Buying For Dummies, 3rd edition
            2. 100 Questions Every First-Time Home Buyer Should Ask: With Answers from Top Brokers from Around the Country (100 Questions Every First-Time Home Buyer Should Ask) 100 Questions Every First-Time Home Buyer Should Ask: With Answers from Top Brokers from Around the Country (100 Questions Every First-Time Home Buyer Should Ask)
            3. How to Buy a Home When You Can't Afford It How to Buy a Home When You Can't Afford It
            4. 10 Steps to Home Ownership: A Workbook for First-Time Buyers 10 Steps to Home Ownership: A Workbook for First-Time Buyers
            5. The 106 Mortgage Secrets All Homebuyers Must Learn--But Lenders Don't Tell The 106 Mortgage Secrets All Homebuyers Must Learn--But Lenders Don't Tell

            ASIN: 1592571204
            Release Date: 2003-09-02

            Book Description

            Goodbye, old house-hello, good buy!

            From looking to sell to finding a dream home, this all-in-one guide features new, updated, and vital information and tips on getting the best deal...no matter which side of the deal you're on.

            € Unlike other books, this covers both buying and selling-which usually go hand-in-hand
            € Revised edition includes more information on buying a second home, researching locations, saving on costs, and more
            € Existing-home sales are setting new records every year
            € Very low mortgage rates are making this a great time to buy

            Download Description

            Anyone who is trying to buy or sell a home or condo, particularly for the first time, should read this book. It tells you how to find great deals, research property values, plan for resale, and buy or sell on the Internet. Learn how to clean up your credit report and how to avoid those additional costs that banks tack on to the price of homes.

            Customer Reviews:

            2 out of 5 stars Not bad... but not great. .......2006-07-13

            I bought both this book and "Home Buying for Dummies," and honestly I think I got one piece of useful information out of this book. Once I started reading the other book, I couldn't set it down. It was such an easy read and everything was easy to understand. Again, this book isn't bad, but it wasn't the right book for me.

            1 out of 5 stars Very disappointing and superficial.......2006-01-31

            I found this book to be very superficial and biased. I never felt that the author was in my corner nor had much experience offering objective home buying advice.

            I am a big fan of Bob Bruss' column and have been very happy with his book picks. Not sure what he said about this one but I hadn't seen it on his top picks of the year list.

            1 out of 5 stars OVERSIMPLIFIED.......2005-06-15

            I bought this book because of some of the lame reviews I read in the "Home Buying for Dummies" reviews. Had I spent 2 seconds to flip through and read a couple of paragraphs it would have stayed on the shelf and $20 bucks in my pocket.

            On the flight to the city where my wife and I are considering buying a home, she read the Idiots Guide while I read the for Dummies. She constantly was showing me how pathetic this book is with paragraphs dedicated to "Why do you want to buy a home?" and "Banks are in this world to make money". Topics were disorganized and had no useful content. I actually was thankful that the book is double spaced with large fonts so I would have to read more of it! Within 2 minutes she wanted to take the "for Dummies" book from me.

            Bottom line... Swing by the book store and see how bad this book is for yourself before you order it online. If you really want it, I'm sure there are plenty of used versions -- in near new condition, since there was nothing worthy of highlighting -- online.

            5 out of 5 stars First time homebuyer abc's..........2005-01-26

            While most people don't consider themselves to be an idiot, they sure can feel like one when experiencing their first homebuying venture!

            I am a 20-something interested in purchasing real estate. I felt like this book answered all my questions in an easily understood format. It is broken up into chapters that help you customize your individual experience.

            Some of my favorite points of interest included: from tips on finding a good lender, the importance of prequalification, explanation of points, information on first-time homebuyer's bond money, a breakdown of potential closing costs, and a realistic plan to estimate your monthly payment (i.e. "what you can afford."). NOTE: Those internet calculators are usually about $100 per month lower than what you'll actually pay.

            I would recommend this book to anyone who perhaps doesn't have a financial background - but is wanting to get the knowledge to make a sound financial investment in a home.

            5 out of 5 stars Don't buy or sell a home without this book!.......2004-12-15

            I am in the process of buying a new home and selling my old home. This book has guided me through the entire process. Even though I'm not a first time home buyer, this is the first time that I understood the process better than my Real Estate Agent! I even knew what questions to ask so that I got a better deal on my mortgage! This book is worth every cent. It's easy to understand and well written. Remember, knowledge is power!
            Complete Idiot's Guide to Online Buying and Selling a Home (Complete Idiot's Guide)
            Average customer rating: 5 out of 5 stars
            • Some good info, but wordy and self-serving
            • Next best thing to a self-explanatory Realtor!
            • made my life so much easier
            • Top Notch Book
            • superb book-saved the day
            Complete Idiot's Guide to Online Buying and Selling a Home (Complete Idiot's Guide)
            Matthew O'brien
            Manufacturer: Alpha
            ProductGroup: Book
            Binding: Paperback

            GeneralGeneral | Business & Investing | Subjects | Books
            Buying & Selling HomesBuying & Selling Homes | Real Estate | Business & Investing | Subjects | Books
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            Complete Idiot's Guide: GeneralComplete Idiot's Guide: General | Introductory Guides | Software | Computers & Internet | Subjects | Books
            Online SearchingOnline Searching | Internet | Home Computing | Computers & Internet | Subjects | Books
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            GeneralGeneral | Home & Garden | Subjects | Books
            ASIN: 0789722577

            Book Description

            The Complete Idiot's Guide to Online Buying and Selling a Home provides an easy to use source of answers for all your questions regarding online real estate. It is for anyone who has decided to or is thinking of buying or selling a home and who want the convenience of the Internet to help in that process. Topics include hardware, choosing a home buying Web site, finding a lending institution, searching for your dream home, researching neighborhoods, negotiating, closing, selling real estate online, and finding a realtor.

            Customer Reviews:

            3 out of 5 stars Some good info, but wordy and self-serving.......2003-09-02

            You have to keep in mind that this is written by a real estate agent, so he really has an agent's best interests in mind, not yours as a buyer or seller. That said, the book does contain a complete survey of buying/selling homes (mostly buying, actually), assisted by online websites. I found the text too verbose, and I wonder if the publisher or author gets paid for the sites they recommend, for a lot of other useful sites aren't mentioned at all.

            5 out of 5 stars Next best thing to a self-explanatory Realtor!.......2001-08-10

            Over a year ago I borrowed this book from a friend, and read through it during the entire process of my first purchase of a house. It helped very easily to follow all that was happening, all the terminology, etc. and in some cases, to be ahead, and expect the next steps.

            It was so helpful, that I decided to buy it for myself this year, as we're considering the sale of our place, and getting us a larger house.

            If you're going to buy or sell a house, you have got to read it: it'll be of extreme help.

            5 out of 5 stars made my life so much easier.......2000-06-16

            This book made my life so much easier by explaining in easy to follow steps how to do everything i needed to sell homes and purchase a new one. It is very thorough, covers all topics from A to z and the recommendations on web sites were right on. The author knows his stuff. This is the first Idiot's Guide book I've bought and I'm so glad i did.

            5 out of 5 stars Top Notch Book.......2000-06-15

            I got this book for my dad for Father's Day because he and my mother are planning on selling their home and buying a smaller home. the For Sale By Owner comments in some of the other reviews caught my eye because my parents want to sell their home themselves. I started looking through the guide out of curiosity and found myself reading more than half the book. Besides being informative and detailed, it's actually interesting and somewhat funny. i ended up giving it to my father early and he read the entire guide in two days. he said it was the first time he's ever read a how-to book from cover to cover and he's bought over 50! i recommend this book to all people who are planning on buying and selling a home in the future (which is just about everybody) because it is exceptionally clear, informative and jam-packed with advice, facts and data. And it makes a great gift. My dad loved it and is using it to get their home ready to sell By Owner.

            5 out of 5 stars superb book-saved the day.......2000-06-06

            I had to take the time to review this book because my husband and I almost lost our dream home. This superb book helped us save our transaction at the last minute and avoid a horrible lawsuit. Thank God a friend referred us to this book or we wouldn't be living in the perfect home for us. We were buying a home For Sale By Owner and were working with the most difficult seller imaginable. With the help of this guide we not only salvaged the deal, but got better terms and more repairs made to the home. Thank you so much to the author and publisher for writing this book-it's phenomenal. The negotiating chapter is worth thousands of dollars. And to all those buying or selling homes By Owner or even with Realtors-don't do anything until you buy this book. You will be so glad you did.
            The Complete Idiot's Guide To Buying And Selling A Home (The Complete Idiot's Guide)
            Average customer rating: 5 out of 5 stars
            • A pleasant surprise
            The Complete Idiot's Guide To Buying And Selling A Home (The Complete Idiot's Guide)
            Shelley O'Hara , and Nancy D. Lewis
            Manufacturer: Oasis Audio
            ProductGroup: Book
            Binding: Audio CD

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            3. Smart Women Finish Rich: 9 Steps to Achieving Financial Security and Funding Your Dreams (Revised Edition) Smart Women Finish Rich: 9 Steps to Achieving Financial Security and Funding Your Dreams (Revised Edition)
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            ASIN: 1589268210

            Book Description

            Changing mortgage rates and fluctuating home values can create uncertainty when making an important real estate transaction. This completely revised bestseller includes new material on mortgages, searching for a home on the Internet, listing a home on-line, techniques for making your offer attractive, and understanding all the paperwork during the transaction.

            Customer Reviews:

            5 out of 5 stars A pleasant surprise.......2007-05-16

            I had borrowed the CDs from the local library and the listening experience was beyond my expectation. I have been seriously looking for a house to buy and is near closing a deal. I find listening to it an easy way of reminding myself all the important pointers in the whole process of buying and selling a house.
            The Complete Idiot's Guide to Buying and Selling a Home
            Average customer rating: Not rated
              The Complete Idiot's Guide to Buying and Selling a Home
              Shelley; O'Hara, Shelly; Bluestein, Maris O'Hara
              Manufacturer: Alpha
              ProductGroup: Book
              Binding: Paperback
              ASIN: B000O92WVM
              The Complete Idiot's Guide To Buying and Selling a Home (Complete Idiot's Guides)
              Average customer rating: Not rated
                The Complete Idiot's Guide To Buying and Selling a Home (Complete Idiot's Guides)
                Shelley O'hara
                Manufacturer: Alpha Books
                ProductGroup: Book
                Binding: Paperback
                ASIN: B000N66G7C
                The Complete Idiot's Guide to Buying and Selling a Home in Canada
                Average customer rating: Not rated
                  The Complete Idiot's Guide to Buying and Selling a Home in Canada
                  Bruce; O'Hara, Shelly McDougall
                  Manufacturer: Prentice Hall Press
                  ProductGroup: Book
                  Binding: Paperback
                  ASIN: B000X1TG1K
                  The Complete Idiot's Guide to Buying and Selling a Home
                  Average customer rating: Not rated
                    The Complete Idiot's Guide to Buying and Selling a Home

                    Manufacturer: Alpha Books
                    ProductGroup: Book
                    Binding: Paperback
                    ASIN: B000GOHQAM
                    The Complete Idiot's Guide to Buying and Selling a Home in Canada
                    Average customer rating: Not rated
                      The Complete Idiot's Guide to Buying and Selling a Home in Canada
                      Bruce McDougall
                      Manufacturer: Pearson Education Canada
                      ProductGroup: Book
                      Binding: Paperback
                      ASIN: B000NNCOOE

                      Barton Mumaw, Dancer: From Denishawn to Jacob's Pillow and Beyond
                      Average customer rating: 4.5 out of 5 stars
                      • sometimes a great notion
                      • Barton Mumaw, artist with a great capacity for love
                      • A FASCINATING JOURNEY
                      Barton Mumaw, Dancer: From Denishawn to Jacob's Pillow and Beyond
                      Jane Sherman , and Barton Mumaw
                      Manufacturer: Wesleyan
                      ProductGroup: Book
                      Binding: Paperback

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                      Similar Items:
                      1. The Men Who Danced: The Story of Ted Shawn's Men Dancers and the Birth of Jacob's Pillow 1933-1940 *20th Anniversary Edition* The Men Who Danced: The Story of Ted Shawn's Men Dancers and the Birth of Jacob's Pillow 1933-1940 *20th Anniversary Edition*

                      ASIN: 0819564532

                      Book Description

                      Barton Mumaw, a soloist in Ted Shawn's Men Dancers Company (1933 - 40), participated with his mentor in Shawn's lifelong struggle to win respectability for male dancers within American culture. In this "as told to" autobiography, Mumaw relates dramatic stories of the company's groundbreaking cross-country tours, of their building Jacob's Pillow from pre-Revolutionary hardscrabble to preeminent dance festival, and tells for the first time of his intimate relationship with dance pioneer Ted Shawn. This is revealed through details of their lives together and apart, descriptions of their dances, and a stunning selection of rare photographs.

                      This exceptional memoir, first published in 1986, will engage the general reader and is bound to attract scholars who seek to conjoin the many current works in gay and lesbian studies with today's equally numerous critical works in dance.

                      Customer Reviews:

                      3 out of 5 stars sometimes a great notion.......2007-05-11

                      there is a formidable history in barton mumaw's life. he went from a small town in florida state to broadway, he was a premier american dancer of modern technique, worked with an awesome assortment of choreographers such as hanya holm and ted shawn and was there by shawn's side helping to lay the groundwork for the jacobs pillow dance festival.

                      and that's not all. but because he and co-author jane sherman wrote his autobiography, we may never know how much more there was. the style is sweet, polite and gentle--just like the southern gentleman mumaw was. and it is also evasive, even when it wants to be elucidating.

                      and it centers on mumaw's experiences without added insights from his colleagues. if mumaw's voice was more authoritative or his ability to tell a story were more articulate, that would be enough. in this case, it is not.

                      one benefit of this book is the cataloguing of repertoire mumaw performed and a variety of photos from mumaw's nine years with shawn.

                      5 out of 5 stars Barton Mumaw, artist with a great capacity for love.......2006-06-18

                      In recent months I have become obsessed with Denishawn and have been reading everything I can find that is related strongly to it. BARTON MUMAW, DANCER by Mumaw and Jane Sherman is wonderful. It tells the life of a talented man who was a true artist with an intellect and a heart full of love. He fell in love with music and dancing as a Pennsylvania Dutch boy growing up in Florida. As a youth in New York to study dance he meets and ultimately becomes the protege and paramour of the famed Ted Shawn. This is a very personal story, told frankly, as it traces growth of their relationship both professionally and emotionally. Mumaw becomes the principal dancer of Ted Shawn and His Men Dancers who barnstormed the country in the depression-ridden 1930s. The creation and survival of this company forms the real creative heart of this story and it is a very exciting one as it tells of male camaraderie among artists, who dance together, run a farm together and build a school together. After the breakup of the company due to the impending World War II, Mumaw joins the army and is shipped to Europe to fight. He survives and is truly a grown man when the war is over. He knows he must achieve independence from Shawn as an artist and as a man. Then the story's second part takes over with further amours and a new career as a Broadway dancer. This is the story of an artist's survival. Mumaw, with Sherman's help, has come up with a beautiful book. There's an intelligent, literary sensibility behind this book that informs everything Mumaw writes. This is a great book on a lot of levels. Mumaw may still be alive. I hope so. I want his book to have a long life, as it truly deserves to be known as a classic dancer's autobiography. Five stars.

                      5 out of 5 stars A FASCINATING JOURNEY.......2001-11-08

                      I had the pleasure of a casual acquaintanceship with Mumaw in New York in the 40' and 50's. Always enticing, the narrative is impeccable, and the story itself one well worth telling. The prime student and then lover of Ted Shawn, Mumaw was enriched by the pairing, and when later in life after he had cut the umbilical chord with Shawn, though devastated by Shawn's treacherous behavior, could never bring himself to bring an end to the friendship.

                      One Hundred Years of Old Man Sage: An Arapaho Life (Studies in the Anthropology of North Ame)
                      Average customer rating: Not rated
                        One Hundred Years of Old Man Sage: An Arapaho Life (Studies in the Anthropology of North Ame)
                        Jeffrey D. Anderson
                        Manufacturer: University of Nebraska Press
                        ProductGroup: Book
                        Binding: Hardcover

                        GeneralGeneral | Biographies & Memoirs | Subjects | Books
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                        ASIN: 0803210612

                        Book Description



                        Sherman Sage (ca. 1844–1943) was an unforgettable Arapaho man who witnessed profound change in his community and was one of the last to see the Plains black with buffalo. As a young warrior, Sage defended his band many times, raided enemy camps, saw the first houses go up in Denver, was present at Fort Laramie for the signing of the 1868 treaty, and witnessed Crazy Horse’s surrender. Later, he visited the Ghost Dance prophet Wovoka and became a link in the spread of the Ghost Dance religion to other Plains Indian tribes. As an elder, Old Man Sage was a respected, vigorous leader, walking miles to visit friends and family even in his nineties. One of the most interviewed Native Americans in the Old West, Sage was a wellspring of information for both Arapahos and outsiders about older tribal customs.



                        Anthropologist Jeffrey D. Anderson gathered information about Sage’s long life from archives, interviews, recollections, and published sources and has here woven it into a compelling biography. We see different sides of Sage—how he followed a traditional Arapaho life path; what he learned about the Rocky Mountains and Plains; what he saw and did as outsiders invaded the Arapahos’ homeland in the nineteenth century; how he adjusted, survived, and guided other Arapahos during the early reservation years; and how his legacy lives on today. The remembrances of Old Man Sage’s relatives and descendants of friends make apparent that his vision and guidance were not limited to his lifetime but remain vital today in the Northern Arapaho tribe.





                        One Hundred Years of Old Man Sage: An Arapaho Life (Studies in the Anthropology of North American Indians Series)
                        Average customer rating: Not rated
                          One Hundred Years of Old Man Sage: An Arapaho Life (Studies in the Anthropology of North American Indians Series)
                          Jeffrey D. Anderson
                          Manufacturer: NY
                          ProductGroup: Book
                          Binding: Hardcover
                          ASIN: B000MUBPDY

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                          2. The Smart Woman's Guide to Spending, Saving and Managing Money
                          3. The Young Zillionaire's Guide to Buying Goods and Services (Be a Zillionaire)
                          4. Thoughts of a Money Lender
                          5. Thrifty Sister: Saving Ways for Black Folks
                          6. Trade Secrets: Get the Most for Your Money - All the Time- on Goods and Services Ranging from Alarms and Art, Cars and Computers- to Financial Planning and Hotel Reservations
                          7. Turning No Into Yes: Six Steps to Solving Your Business Problems
                          8. Two for the Money: A Couples Complete Guide to Money Management
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                          10. What's Money Got To Do With It?; The Ultimate Guide On How To Make Love and Money Work In Your Relationship

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